Student Handbook

completed by the number of days in the payment period. If the student has completed more than 60 percent of the period, all funds have been “earned,” and there is no return of federal funds. If less than 60 percent of charges were “earned,” the formula determines the amount of aid which must be returned to the federal programs.

Federal funds must be returned in the following order: Unsubsidized Federal Stafford Loans, PLUS Loans, other Title IV assistance.

Contact the Financial Aid Office for more information.

The college must return the amount of Title IV funds for which it is responsible no later than 45 days after the date of the determination of the date of the student's withdrawal. Students who are no longer attending at least six credit hours at the time loan funds are scheduled to be disbursed are not eligible to receive those funds. The loan will be cancelled and all loan funds returned to the Department of Education. Keep in mind that when Title IV funds are returned, the student may owe a debit balance to the college . The student should contact the Bursar’s Office to make arrangements to pay the balance. In any instance where it is felt that individual circumstances may warrant exception to the institutional refund policy, the student may appeal in writing to the Student Affairs Office.

Appendix B-Reasonable Accommodations Policy for Students with Disabilities Policy regarding providing equal access to programs, services, and activities for students with

disabilities in accordance with the Americans with Disabilities Act . https://www.sunyopt.edu/Reasonable-Accommodations-Policy

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